Framed walls on 6” are completely insulated as is every floor. Custom gas log fire places built w/ imported Petrified wood and sandstone mantle is stunning. Hardwood floors, ceramic tile or carpet adorn the rooms including carpet runners on the 4’ wide Oak treads and risers. Two zone gas heat. Cherry cabinets built ins, both kitchens have double ovens. Full bulkhead 125 ft demarcates the water from the landscaped yard with lighting. The Terrace level has full second kitchen, family room with views and walk-out to concrete covered Patio is stunning. Hands down, one of the best values on the lake. This all brick One-of-a-kind home is the largest and best built waterfront home in Lake Monticello.